Agartala, May 2:
Tripura Gramin Bank (TGB) has registered a landmark financial performance in the 2025–26 fiscal, posting a net profit of ₹184.84 crore—marking a sharp 76 per cent increase year-on-year—while maintaining a zero per cent Net Non-Performing Asset (NPA), underlining strong asset quality and financial discipline.
Announcing the annual results on Saturday, Tripura Gramin Bank Chairman Satyendra Singh said the bank’s total business surged to ₹15,422 crore, reflecting sustained expansion driven by diversification, operational strengthening and growing customer trust.
The Capital to Risk Weighted Assets Ratio (CRAR) stood at a robust 28.58 per cent, positioning the bank among the financially resilient regional rural banks in the country.
The bank’s performance is further reinforced by its expanding outreach and priority sector focus. Lending to priority sectors reached ₹3,499.81 crore, accounting for 77.22 per cent of total advances, underscoring its central role in rural and agricultural financing across Tripura.
From a modest beginning in 1976 with just four branches, TGB has evolved into a major financial institution with 150 branches and 12 ultra-small branches, supported by 487 Business Correspondent points, ensuring last-mile banking access across all districts of the state.
Singh attributed the growth to a combination of a young, technology-driven workforce, diversified loan portfolios spanning retail, MSME, agriculture and government-backed schemes, and consistent customer support.
“With zero Net NPA and strong capital adequacy, the bank is well-positioned to accelerate credit growth and deepen financial inclusion in the coming fiscal,” he said.
Parallel to financial growth, the bank has intensified its digital push, rolling out internet banking, mobile banking, WhatsApp banking, SMS alerts and QR-based payment systems. These initiatives have significantly enhanced service delivery and contributed to business expansion.
TGB has also embarked on an ambitious rural modernisation drive. After upgrading 15 branches last year, the bank plans to modernise 22 to 25 more branches this fiscal to align with service benchmarks of leading banks.
With a customer base of around 27 lakh accounts, including 20 lakh active users, officials described the achievement as a defining moment, reinforcing TGB’s position as a key driver of inclusive growth and rural transformation in Tripura and the Northeast.
